A high-net-worth individual (HNWI) is someone who has highly liquid financial assets of at least $1 million, that is after liabilities as per Investopedia.  High-net-worth individual overview These liquid assets include cash, stocks, bonds and other investments that can be easily converted into cash. They do not include illiquid assets such as primary residence and … Continue reading High-net-worth individual (HNWI): How one achieves and manages wealth